S$8,000: The New CPF Ceiling

It has been 3 years since Budget 2023, and today, the final CPF income ceiling of S$8,000 takes effect.

Announced at Budget 2023, the CPF income ceiling was set to gradually increase from S$6,000 to S$8,000.

It has also been 3 years maintaining SimplyCPF for comparing the changes to our CPF contributions.

Income Ceiling Timeline — Track the progression of ceiling changes from pre-Budget 2023 to today.

Calculator with Comparison — Enter your income and see exactly how the ceiling increase affects you. For someone earning S$8,000, that's S$400 less take-home pay, but S$740 more going into CPF.

PDF Export — Download a summary of your contributions with the full breakdown across OA, SA, and MA.

The numbers used in the examples are for illustration purposes only. Any resemblance to actual salaries is purely coincidental.

—

01 Jan 2026

1 min read

S$8,000: The New CPF Ceiling

It has been 3 years since Budget 2023, and today, the final CPF income ceiling of S$8,000 takes effect.

Announced at Budget 2023, the CPF income ceiling was set to gradually increase from S$6,000 to S$8,000.

It has also been 3 years maintaining SimplyCPF for comparing the changes to our CPF contributions.

Income Ceiling Timeline — Track the progression of ceiling changes from pre-Budget 2023 to today.

Calculator with Comparison — Enter your income and see exactly how the ceiling increase affects you. For someone earning S$8,000, that's S$400 less take-home pay, but S$740 more going into CPF.

PDF Export — Download a summary of your contributions with the full breakdown across OA, SA, and MA.

The numbers used in the examples are for illustration purposes only. Any resemblance to actual salaries is purely coincidental.